Add a lazy/guarded Stripe client (boots without keys), Invoice/Payout schemas, per-currency Price.stripePriceIds, and a BillingService deriving partner/platform summaries, invoices and a partner-cut payout ledger. Partner and operator billing controllers plus a signature-verified Stripe webhook (Fastify raw body). Frontend: partner and operator billing pages and the operator tenant billing/audit tabs on real data. Gated behind new_billing_engine and BILLING_STRIPE_ENABLED; live money paths stay off until keys are set.
Partner reports — health cohorts, revenue-by-plan, top customers, signup/churn cohorts, plus saved custom reports (create/list/delete). Operator platform-wide reports (MRR, revenue by plan, top tenants, growth). Replaces the reports fixtures in both apps.
Backend (platform-api): computed tenant health plus industry/brandColor; partner-scoped tenant update/suspend/resume guarded by assertPartnerOwnsTenant; enriched partner users (MFA + access level) with invite/remove; partner settings and whitelabel branding persistence; Authentik authenticator counting and group removal. Audit on every mutation.
Frontend (portal): all five partner pages on real data — dashboard alerts, customers edit/suspend, team MFA/access with invite/remove, editable settings, branding fetch/save.
Operator: dashboard and infrastructure service health driven by real liveness probes; fabricated uptime/p95/error-rate removed.